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What is the appeal of a DSCR loan to property investors?

Shawn Beaudoin

Published 6 months ago

One of the main benefits of a DSCR loan is that a personal income calculation is not required. The lender is instead focused on the cash flow that the real estate investment at hand is predicted to generate. This erases the need to turn in those paystubs while also erasing the need for employment verification. If you happen to be self-employed, a gig-worker or one that has a gap in employment history, this loan may have just become even more appealing. Along with these benefits, an investor can come to the closing table and close each loan in their entity’s business name which further allows you to separate personal information from business operations. Right away, this loan possesses a lot of positives that set it apart from other loan products.

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National Rate Averages

Conf. 30Y Fixed

5.42%
0.023

FHA 30Y Fixed

5.333%
0.005

Jumbo 30Y Fixed

5.163%
-0.169

Rate averages are calculated from actual locked rates. Learn more.

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The Shawn Beaudoin Team @ Rockstar Home Loans, Tampa

Company NMLS# 227765

4301 W Boy Scout Blvd #170
Tampa, Florida 33607
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Florida
License #: MLD949 (Mortgage Lender License); MLD2037 (Mortgage Lender Servicer License)
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